Prime Partners Holdings · Capital adequacy ratio and Tier 1 of a bank: definition and how to read it
Conventions of the file ratio-de-solvabilite-s1-2026.csv
Full brief: https://primepartners.tn/capital-adequacy-ratio/
Method and definitions: https://primepartners.tn/method-and-publishing-principles/

Format: comma separator, decimal point, one row per bank, headers in English.
Empty cell: figure not available (n.a.).
Reuse: credit «Prime Partners Holdings» with the link to the brief.

bank: Bank.
total_capital_ratio_pct: Total capital ratio (net capital over risk-weighted assets), in %, taken as published, at the precision of the source document. Convention «Solvency»: latest ratio published with the CMF (financial statements or annual report), taken at its published precision and dated; n.a. otherwise. Empty cell: figure not available (n.a.).
tier1_ratio_pct: Tier 1 ratio (net core capital over risk-weighted assets), in %, taken as published, at the precision of the source document. Convention «Solvency»: latest ratio published with the CMF (financial statements or annual report), taken at its published precision and dated; n.a. otherwise. Empty cell: figure not available (n.a.).
capital_ratio_date: Date at which the bank states the published ratio (YYYY-MM-DD). Convention «Solvency»: latest ratio published with the CMF (financial statements or annual report), taken at its published precision and dated; n.a. otherwise. Empty cell: figure not available (n.a.).
capital_ratio_source: Document published with the CMF from which the ratio is taken, with its page. Convention «Solvency»: latest ratio published with the CMF (financial statements or annual report), taken at its published precision and dated; n.a. otherwise. Empty cell: figure not available (n.a.).

Sources of the capital ratios (documents published with the Conseil du Marché Financier):
Amen Bank: Annual report 2025, p. 24. https://www.cmf.tn/sites/default/files/pdfs/emetteurs/informations/rapports-societes/rapport_annuel_2025_amen_bank.pdf
Attijari Bank: Interim financial statements at 30/06/2026, p. 21. https://www.cmf.tn/sites/default/files/pdfs/emetteurs/informations/consultations/attijaribank_efi30062026.pdf
BH Bank: Annual report 2025, p. 35. https://www.cmf.tn/sites/default/files/pdfs/emetteurs/informations/rapports-societes/rapport_annuel_2025_bh_bank.pdf
BIAT: Annual report 2025, p. 29. https://www.cmf.tn/sites/default/files/pdfs/emetteurs/informations/rapports-societes/rapport_biat_2025.pdf
BNA: Annual financial statements 2025, p. 18. https://www.cmf.tn/sites/default/files/pdfs/emetteurs/informations/rapports-societes/bna_bank_efd311225.pdf
Banque de Tunisie: Annual management report 2025, p. 15. https://www.cmf.tn/sites/default/files/pdfs/emetteurs/informations/rapports-societes/bt_rapport_annuel_de_gestion_31.12.2025.pdf
STB Bank: Annual report 2025, p. 43. https://www.cmf.tn/sites/default/files/pdfs/emetteurs/informations/rapports-societes/rapport_annuel_stb_2025.pdf
UBCI: Annual report 2025, p. 33. https://www.cmf.tn/sites/default/files/pdfs/emetteurs/informations/rapports-societes/rapport_annuel_2025_ubci.pdf