Prime Partners Holdings · Loan-to-deposit ratio of a bank: definition and how to read it
Conventions of the file ratio-credits-depots-s1-2026.csv
Full brief: https://primepartners.tn/loan-to-deposit-ratio/
Method and definitions: https://primepartners.tn/method-and-publishing-principles/

Format: comma separator, decimal point, one row per bank, headers in English.
Reuse: credit «Prime Partners Holdings» with the link to the brief.

bank: Bank.
period: Accounting period: first half of 2026 (written «S1 2026»); both amounts are taken at 30 June 2026.
credits_clientele_kdt: Customer loans at 30 June 2026 (line AC3), net of provisions and reserved interest, as published, in thousands of dinars. Precision: whole number. Convention «Loans / deposits»: customer loans (line AC3), net of provisions and reserved interest, over customer deposits (line PA3), at 30/06/2026, as published. An analytical ratio, computed from the published financial statements.
depots_clientele_kdt: Customer deposits at 30 June 2026 (line PA3), as published, in thousands of dinars. Precision: whole number. Convention «Loans / deposits»: customer loans (line AC3), net of provisions and reserved interest, over customer deposits (line PA3), at 30/06/2026, as published. An analytical ratio, computed from the published financial statements.
credits_sur_depots_pct: Customer loans over customer deposits, at 30 June 2026, in %. Precision: one decimal place. Convention «Loans / deposits»: customer loans (line AC3), net of provisions and reserved interest, over customer deposits (line PA3), at 30/06/2026, as published. An analytical ratio, computed from the published financial statements.